No one deserves to be poor, and sometimes there is money out there that is yours that you might have a problem getting your hands on. Maybe it’s a structured settlement that you’ve been waiting on, maybe you have money invested somewhere and you’ve been considering closing it out and taking your money, or maybe you have a friend that owes you a good deal of money and keeps putting off paying you back.
Whatever the reason you don’t have your money, there are things you can do to get your hands on the money you deserve. Here are some of the ways you can get the cash you’re owed, or that you feel like you deserve.
A Structured Settlement
If you have a structured settlement and you’re waiting what seems like forever to get the money you’re owed, there is a way you can get that lump sum paid out to you. They may even try to give you a payments option, but it pays to fight for your full payment if that’s what you want. Talk to someone that knows how to work this field and you’ll get your money quicker.
Money That’s Tied Up In Investments
If you have money in investments but wish you had it in your hands, there may be ways to make that happen. However, you definitely want to talk to your account or someone that knows money before you start pulling cash out of your 401(k).
There will also be some investments that you can’t touch until you’re a certain age or you have retired. It’s best to just let those funds sit and accrue their interest so that you have money to live on when you’re no longer working anymore.
Money Owed To You
When you have money owed to you how you get it back may determine who owes it to you. If you rent a room out to a tenant and they haven’t paid rent, you would sue them for eviction. However, if you have a friend that owes you money you loaned them to help them get a down payment for a loan, you probably don’t want to take them to court (unless you don’t want to be friends with them anymore.
Getting A Raise
How long have you been at your job? When was the last time you got a raise? Maybe it’s time to ask for that money you deserve, for all that hard work that you put in on a daily basis.
You need to know how to properly approach your boss for a raise. Don’t just ask your boss for a raise, give them a reason to want to give you one. Raises don’t come to everyone, so you need to prove you’re worth it.