Are you receiving your salary late this month? Does the coming birthday celebration of your cousin is hounding you as you have no extra cash to buy a decent gift? Does your air-conditioner require a quick repair? If you are facing any of these problems, let admit that every problem has a feasible solution and there is no need to panic or to over stress. Experiencing cash deficit is not a matter of regret but a signal that you must plan carefully in advance for emergencies are unexpected always.
If you are living in California, you can readily have a fantastic solution to cope with cash deficit and it is by applying for car title loans as there are direct lenders who offer car title loans in California at low interest rates. This can be the best decision if you really have a bad credit score as these lenders can offer you the loan amount still if you have your own vehicle of any model. The wholesale value of your car is evaluated and you can be able to take home some 2,600 to 50,000 dollar within a matter of 30 minutes or maximum one hour!
No need to be deprived of your vehicle
You may have this biggest fear in your mind that keeping your vehicle as collateral means you can no longer use your vehicle or if you are failed to repay the loan amount within due date, lender may take away the keys. Even the thought of getting your vehicle seizing by the lender may give you sleepless nights as this may mean that no longer you can go to your work place if public transport is not there where you live!
Direct lenders of auto title loans in California are pretty much genuine and are keen to help you out of such possibility and hence sometimes pay off the existing balance if communicated properly. It is better to take loan from a state licensed direct lender offering car title loans to avoid any kind of unpleasant experience that may become a cause of major embarrassment.
Information is kept secured
A general worry is what if your vital data provided as necessary information for applying for the car title loan is subjected to a theft? Data theft or identity theft is after all a reality nowadays and hence these lenders emphasis on data security by using SSL encryption. Remember, it is always wise to ask a lender if the application process is entirely online that, is there any proper measurements taken to ensure information security or not?
After all, you are providing them your name, contact number, address, driving license copy etc. to make them able to make a correct evaluation whether your loan amount can be granted or not by them. There are also many other documents that you have to furnish to be able to have that extra cash which you need so desperately.
You can always repay your loan within 36 months of loan approval and there is absolutely no penalty on repayment of the loan amount before the due date.